ASMR setting up a cash budgeting binder | cash budget, sinking funds, savings (lofi + soft spoken)

i thought these videos were so relaxing to have on the background so i tried to make one! and this video is a super lofi soft spoken asmr video so I hope you old school asmr enthusiasts will like this one☺️

i dont know much about this yet and its still my first 10 days doing it😨 so i hope you can forgive any mistakes!

i think cash budgeting, cash savings can be useful if you arent actively investing your money into anything or using a credit card.

down the line i want to have a credit card and invest of course as i progress in my career but for now i want to focus on saving as much as i can every week/month and reducing my useless spending😂

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